Thinking of Hiring Your Own Subbies? Here’s What Cambridge Homeowners Should Know
I’ve Got a Mate Who Can Do It Cheaper… But Should You Let Him?
It’s a common idea—especially during a build—to cut costs by hiring your own subcontractors. Maybe your cousin’s a builder or your friend’s a tiler. But as experienced Cambridge builders, we’ve seen first-hand the risks this approach can bring.
Here’s what every homeowner should know before managing their own trades.
1. Why Hiring Subbies in Cambridge Increases Your Risk
When you hire a subcontractor directly, you take on legal responsibility. If the work isn’t completed to standard or causes issues later, you're liable for fixing it—sometimes at significant cost.
2. Coordinating Trades Without a Builder Can Delay Your Project
Successful builds run on tight schedules. One delay can cause a chain reaction across multiple trades. Builders manage this coordination daily—we ensure each step happens in the right order, with the right team.
3. Building Code and Compliance Risks
All work must meet the New Zealand Building Code and pass council inspections. If your subbie misses something or cuts corners, you’re responsible for any rework or delays.
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4. You’re Legally Responsible for On-Site Safety
Under the Health and Safety at Work Act, if you bring someone onto site, you must ensure their safety. Without proper coverage, this exposes you to potential fines or insurance claims.
5. The Hidden Costs of Hiring Your Own Subcontractors
It might seem cheaper at first—but trades you hire directly may charge more or take longer to finish. Builders like MDB Homes often receive trade pricing and work efficiently with their own trusted subcontractors.
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6. You Could Void Your Warranty
If you bring in your own trades, you may not qualify for key protections like a Master Build Guarantee. That means if something goes wrong later, you might be left footing the bill.
👉 Read about our Master Build Guarantee →
7. If It Falls Apart, You’re on Your Own
What if the subbie walks off the job? Or disagrees with you about what’s included? Builders have contracts, systems, and people in place to manage these situations—so you don’t have to.
The Better Way to Build in Cambridge
When you work with MDB Homes, you’re not just hiring one builder—you’re getting a coordinated team of trusted professionals who manage everything from scheduling and compliance to craftsmanship and quality control.
We proudly deliver custom new homes, bespoke renovations, and premium sheds across Cambridge, Hamilton, Te Awamutu, Matamata, and surrounding areas.
If you're ready to create a home that reflects your style, lifestyle, and long-term goals, we’d love to help.
Contact us today to start your project with trusted Cambridge builders.